Why Private Pay Home Care is Superior to Insurance Paid Home Care

Paying privately for home healthcare services is often a necessary option for individuals who want to remain living independently in their homes. Most seniors would prefer to remain in their own homes and be independent.

Private Pay Home Care (PPHC)

With Private Pay Home Care services, all the necessary attention required (Personal care, Medical & Non – Medical care) for seniors/patients has been provided at their homes, while empowering their independence. Paying privately reduce the uncertainty associated with healthcare services by providing patients and their loved ones a sense of relief and comfort through compassionate care.

Along with 24*7 hours support services, PPHC is qualified to provide medical services covering a wide range of conditions, including surgery, intravenous infusions, postpartum, infant care, medication planning, disease education, family education, stress management and much more.

PPHC offers a broad range of long-term & short-term services to assist patients and senior adults with their daily lives, from non-invasive medical and nursing care to bill paying and transportation services to meal preparation and companionship. The goal of a private home caregiver is to provide whatever support a senior adult needs to remain independent as long as possible in their own home.

PPHC professionals are uniquely qualified to provide and implement the strategic clinical home care services required to cope with a wide range of medical and surgical conditions.


The key benefits to private pay home care

When you pay for home care with cash rather than using Medicaid or long-term care insurance, you may hire any home health aide you desire, for as long as you desire, with no restrictions other than the amount of money you are willing and able to pay.

Additionally, you do not need to be concerned about meeting any medical requirements to hire a home health aide. If you need extra support, you can hire someone to help, without any restrictions or medical proof from a doctor. Hence, it more cost effective compared to Insurance Paid Home care.


Insurance Paid Home Care (IPHC)

Insurance paid Home Care (IPHC) is also an incredible Long term in-home care service for your loved ones. There are a number of ways to provide Insurance paid home care. Some options include Medicaid, PACE, Long-Term Care insurance (LTCi), life insurance, Veteran’s benefits, a home equity loan, or a reverse mortgage.

IPHC  is clinical medical care provided by registered nurse, occupational therapist, physical therapist or other skilled medical professionals, and is often prescribed as part of a care plan following a hospitalization.

If you’re considering long-term care and the insurance to help pay for home care, you’ll be surprised on what it pays. To help cover potential long-term and senior care expenses, you’ll find that only few insurance policies pay for the care costs.

For long-term care services like home care, insurance policies and coverage options differ. Choose a policy that gives the most flexible options as per your need and members. However, the most important point is you can’t forecast what you’ll need as you get older.


VIPrivate Care is a private nursing and home care service that provides immediate, short-term, long-term, clinical and nonclinical care to VIP patients that prefer private duty and private pay.

VIPrivate Care | www.viprivatecare.com | Tel: 866.863.6800 | Fax: 646.219.4593 | Terry@VIPrivateCare.com  | Tiffany@VIPrivateCare.com | PatientServices@VIPrivateCare.com

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